Breakdown cover - advice please
Hello all - can anybody shed light on the issue of breakdown cover. My husband has automatic breakdown cover with his bank - but we're not sure that this will cover us should we have a problem when we are towing. Would our caravan insurance provide breakdown cover (actually, will look into that) or should we pay to have say the Caravan Club breakdown cover for the year? Thoughts please ...
The problem with CAR based recovery insurance is determining their policy regards the caravan. Some will attend the caravan IF it is attached to the car,some have restrictions on the caravan diamentions. There are very few who will cover all eventualities.
ask this question of them"if the van is on site & the car is incapacitated while away from the site, will they both recover the Car & the caravan??"
The caravan club,or camping & caravan club cover .is specificaly designed for caravaners & offer many facilities not offered by other breakdown insurers,even the same companies as used by CC & C&CC will not offer the same service in their normal policies
TD
PS this problem is even more if you are traveling abroad,a caravan can be very expensive to repatriate home
Thank guys ... will check our Caravan Insurance documents ... we are with Towersgate and I am sure I remember him saying something about breakdown cover as he mentione Europe and at the time I thought "Blimey, we haven't even towed in the UK yet!". Have heard good things about Mayday too. Cheers.
Towergate will repatriate your caravan from France. We're insured with them as we store our caravan permanently in France and checked that the cover included getting the caravan home. It does!
We had the same problem with a new car which was with RAC. In the event of an issue with the caravan, not interested and you could not update the policy and pay the difference even if you joined the C & CC. Took a Mayday policy with CC.
Talked to husband last night - Mayday looking best option! Cheers.
I use ADAC, the German equivalent to our AA. It's cheaper by far than any of the others, and gives much greater cover than any of them, even its own aeroplanes for emergency evacuation.
As recommended by Diane T and others.
Google ADAC and see how good they are, you'll not want to bother with Mayday!
I'm also with ADAC....
I'm also with ADAC....
I don't think I need Anxiety Disorders Association of Canada yet.
Surfer, only you would know that such an organisation exists..................................
Had lots of problems on the rally field a few years ago for a couple that were using the bank account basic cover. Got towed to site but no onward cover or get home. The car was very poorly!! We towed them at the end of that week to the next rally as it was only the other side of town (15mins) while with us they arranged their Mayday cover and that's how they got home. AA wanted just under 400 pounds to take them home.
I would stick with Mayday, who have always been excellent when we've needed them and not bother with the bank's 'free' cover
Damp 2010 Amara 640/6 towed byThirsty 2012 110 defender SW
Sir Outnumbered WC (4:1)