UPDATE: Saga Insurance cover for cars towing caravans

SOME READERS have contacted us regarding the terms and conditions of their car cover with Saga Insurance. A letter published in the July issue states that a length restriction applies to cars towing on Saga Insurance car insurance policies, and that towing a caravan longer than 6.98m would invalidate the cover. After taking calls from several readers, we checked with Saga and can confirm that there is no length restriction.

Published: May 24, 2011

SOME READERS have contacted us regarding the terms and conditions of their car cover with Saga Insurance.

A letter published in the July issue states that a length restriction applies to cars towing on Saga Insurance car insurance policies, and that towing a caravan longer than 6.98m would invalidate the cover.

After taking calls from several readers, we checked with Saga and can confirm that there is no length restriction.

No length restriction

A statement from Saga Insurance says: “There is no length restriction in our Caravan policy wording. We do, however, expect the customer to drive in accordance with the towing regulations of the country they are driving in.

“The Directgov website gives the ‘towing regulations as 7 metres in length and 2.55 metres in width, excluding the towbar or drawbar, and this information is backed up by the National Caravan Council’s Caravan Towing Guide.

“There is a difference between the length of a caravan and the shipping length of a caravan. The shipping length of a caravan includes the drawbar and coupling (towbar).'”